Make Money

Make Money With Your Online Business

by: Joel Teo Have you had a business website online for many years and you haven’t yet discovered how to make money from it?

Are you tired of shelling out hundreds of dollars in advertising only to see almost nothing in return for your sales?

You will never believe how many people start up an online business and then within a year quit.
In fact, I’ve done that myself with a few projects.
 I believe a lot of people have the wrong idea about making money online with a business and what it really entails.
Getting The Right Picture of an Online Business That Makes Money Take a step back for a moment to discover why some online businesses do not work.
 There could be several reasons for a business to not make any money online.
Time and time again, I see home businesses that do not have proper sales pages set up.
A good online business has a niche set of products to work with and a sales page with a good solid description, clear pictures and a way to purchase online.
If you don’t have these things, you might as well stop thinking about selling and concentrate on your website.
In addition, you should have some sort of quality content that will give customers something to do while they are at your website. A message board and chat room are not for most home businesses, so why do you have one on your website? Message boards and chat rooms are specifically for places where someone gets a lot of visitors, if you are not getting tons of visitors, don’t bother with this yet. Instead, concentrate on articles.
 How to use your products are good articles to work with. For more ideas, ask a freelance writer about writing articles that fit into your website.
The Next Step to Make Money With an Online Business Your home business may need a few additional steps in order to help you make money online.
If you haven’t yet concentrated your efforts into making pages search engine friendly, then that’s what you need to do as well. In addition, you need quality content outside your website.
Why and how does that work?

These days, people don’t want to swap links anymore.

They would rather have articles for content on their website.

So to get some good links in, share a few articles with content websites.

 They will be working hard to make that page your article is on as search engine friendly and they will promote that page, thus promoting your business too.

So why aren’t you writing articles or sharing content?

 Getting Visitors to Make You Money With Your Online Business Once you have steady flow of free visitors from search engines, you can concentrate on what works for your website.

 Where do visitors go when they come to your website?

Do the look but don’t buy?

Do they get lost on the content pages and leave? Do they head strait to the links section and leave? You need to capture your visitors the moment they come to your website.

Present your best offer on your front page.

You can link pages that have similar products together.

 Introduce them to your newsletter. (You have a sales newsletter, right?)

Whatever you do, don’t just expect your visitors to know what to do. Tell them what to do next. Sign up for the newsletter.

Visit this page. Click this button to buy now and get it in three days. Easy to forget but this is always important.

 About The Author Joel Teo is the owner of the Money Making Directory which boasts of money making tips, recommendations and resources to help ordinary people make money online.

Signup for his free newsletter today at http://www.MakeThousandsToday.info and receive his complimentary “7 Insider Secrets to making money online” Course. sales@instantbizempires.com

This article was posted on August 05, 2005

Forex Market

Forex Market Offers Opportunity And Information
by: Jay Moncliff

The forex market is what is called an international exchange currency market, where currencies are exchanged on a daily basis. There are five forex market centers around the world – New York, London, Tokyo, Frankfurt and Zurich. One does not need to be on the trading floor, so to speak to be involved in the forex market. Today, forex trading can be done from home on a computer.

The forex market itself is basically a worldwide connection of traders, who make investment moves based on the price of currencies, or their values relative to other currencies. These traders constantly negotiate prices with other traders resulting in the fluctuation or movement of a currency’s value. The value of a currency on the forex market also corresponds with supply. If there is greater demand for the Euro, let’s say, then there will be less supply of it on the forex market, which means, in time, it will make a Euro more valuable compared to let’s say the dollar. In short, in this forex market situation, one Euro would yield more dollars, subsequently weakening the dollar as well. Analyzing the forex market’s fluctuations allows investors to make predictions on how a currency will move in relation to another currency. They then can make predictions and buy and sell currency accordingly.

While some people view the forex market as a place to see what their exchange rate will be when they travel abroad, others view it as an opportunity to make great gains in their financial planning and future.


About The Author


Jay Moncliff is the founder of http://www.forexadvise.info. Updated daily blog focusing on the latest Forex news, resources. Get the latest alerts and articles in his site: http://www.forexadvise.info.

This article may be reprinted online as long as all the above link is active and clickable.

How To Decide

How To Decide Between a Travel And Cash Back  Credit Card (For Free Airline Tickets)?

by: Nick Lian Travel or Cash Back Credit Cards?

If you want to use a reward credit card for getting free airline tickets, you have a choice of choosing a dedicated airline credit card, a travel reward credit card or a cash back credit card.
A dedicated airline credit credit card has hefty annual fees and may not be worth it if you are not a very frequent traveller or do not spend enough on your credit card.
 But assuming that you do take a couple of vacations here and there, is it better to choose a no annual fee travel credit card or a cash back credit card?
This article examines the factors to consider if you decide not to get a dedicated airline credit card, but instead to choose between either a no annual fee reward or cash back credit card.
Let is assume we now have one reward credit card and one cash back credit card to choose from. The reward credit card pays one point for every dollar you spend on purchases.
The cash back credit card pays a 1% rebate.
Essentially, they both have identical payout formula of 1%. Let us assume both have no annual fee (very realistic) and both have identical apr.
Would there be any difference between the two credit cards? Should we be indifferent? How do we decide which is better?
 How much does your typical vacation airline ticket cost?
The most important factor that in this decision is actually the average cost of your airline ticket when you take your vacation.
Why?
Because most travel reward program (in fact, most frequent flyer program) require that you earn 25,000 miles or points to redeem a roundtrip restricted economy ticket within continental US. You are required to purchase the ticket either through the specific airline directly (in the case of a specific frequent flyer program) or through the reward program's agent.
If you have a cash back credit card, 25,000 points will get you a $250 cash rebate (assuming a 1% formula).
 But we all know that a domestic economy ticket cost can vary anywhere from about $99.00 to $350.00. If you are flying short haul, you can get a $99.00 ticket from a low cost discount carrier.
If you fly from coast to coast, you are likely to have to folk out over $300 for a ticket.
 If you use get a special deal from expedia or priceline, you may get it cheaper.
 Choose a cash back credit card if you airline ticket cost less than $250 Hence, it is very important to know your vacation habits. Where do you tend to go for your vacations?
How much does your average airline ticket cost you? If you tend to fly short haul to a nearby place for your vacation and your airline ticket cost about less than $250 (say for example $150), you are better off using cash rebates from a cash back credit card.
 This is because you only need to spend $15,000 on your credit card to get a $150 cash rebate. Spending $15,000 on a reward credit card only earns you 15,000 points, not enough on most reward program to earn a free domestic economy flight.
 Choose a travel credit card if your airline ticket cost more than $250 However, if you fly long distance (New York to LA for example) and your airline ticket tends to cost over $300, then using a reward credit card makes more sense.
This is because if you use a cash rebate credit card, you need to earn over $300 in cash rebates (ie spend over $30,000). However, with a regular reward program credit card, you only need to spend $25,000 to earn your 25,000 points. So if you tend to take vacations that require long haul flights that cost more than $250, use a travel reward card.
If your vacation flights cost less than $250, use a cash rebate credit instead. Some reward program only require 22,000 points to redeem a domestic roundtrip flight.
In that case, use $220 or 22,000 points as your guide when you are choosing between a travel or cash back credit card.
Click on the links to see a list of cash back and reward credit cards http://www.compare-apply-credit-card-online.com/CashRebateCreditCards.html http://www.compare-apply-credit-card-online.com/RewardProgramCreditCards.html" About The Author Nick Lian http://www.compare-apply-credit-card-online.com Credit Card Tips, News and Reviews for those looking for a credit card. You are free to reprint the above article on your website or ezine provided you include the above bio and website links. contact@compare-apply-credit-card-online.com
This article was posted on March 12, 2005

Looking For a Safe Investment?

Looking For a Safe Investment?

Try a Certificate of Deposit by: James H.

Dimmitt If you are looking for a safe investment and you have between $100 -$1,000 to invest, you should consider a certificate of deposit or CD. When purchased through a bank, CD’s are federally insured up to $100,000.

When you invest in a certificate of deposit, you are lending your money to the bank for a set period of time at a fixed rate of interest.
At the end of that time period, the bank pays you back your investment with the interest you’ve earned. The annual interest earned is reflected by the annual percentage yield or APY.
There are several details to consider before investing in a CD. First, find out when the CD will mature? Banks offer certificates of deposit with maturities ranging from 3-months to 10-years or more.
Figure out how much to safely invest and how long you feel you can leave that money alone so that it earns interest.
Also, make sure you get the maturity date in writing.
Second, you’ll want to know the annual percentage rate (APR) you’ll earn on your investment. Investing larger sums for longer terms usually earns the best interest. However, even a small investment can earn you higher interest than a traditional passbook savings account. Next, find out how the interest is compounded - daily, monthly, or annually? Daily compounding is best because it earns you more interest.
You can shop for the best CD rates at www.bankrate.com or check with your personal banker. Shopping on the internet, I found rates for a $1,000 1-year CD in my local area ranging from 2.96 to 3.97 APR and a 3.00 to 4.05 APY respectively. So if I invested $1,000 at 2.96 APR, at the end of 12 months I’d get paid $1,030.00 by the bank (figures computed with interest compounded monthly).
That same $1,000 invested at a rate of 3.97 APR would return $1040.43. Interest rates are usually locked in for the term of the CD, although some banks allow you to take advantage of higher interest rates by converting your CD.
This type of CD is called a “step up” CD. Generally, banks will only let you “step up” once during the term of the CD.
What happens if you withdraw your money before the certificate of deposit matures? Your bank will impose an early withdrawal penalty, which can vary depending upon the maturity date and the amount invested. It’s important to invest only money you can truly afford to leave alone for the term of the CD.
 As with any investment, make sure you understand all the terms, fees, and any penalties before you purchase. Copyright 2005, http://www.yourfreecreditreportnow.com About The Author © 2005, http://www.yourfreecreditreportnow.com James H. Dimmitt James is editor of "TO YOUR CREDIT", a free weekly newsletter with tips to help you manage your personal finances.
Subscribe today and receive his e-book “IDENTITY THEFT- How To Avoid Becoming the Next Victim!” and other money-saving bonuses by visiting http://www.yourfreecreditreportnow.com/.
This article was posted on August 1, 2005

How to Start an Investment Club

How to Start an Investment Club - Business Model by: chris hickman

Your investment club will need to decide what type of entity you're going to adopt for business purposes.
You'll have to decide whether you're going to be a corporation, a general partnership, or limited liability partnership. Each of these business models has their own advantages and disadvantages. Corporation.
Most investment clubs will avoid becoming a corporation.
This is because corporations are taxable business entities that require knowledgeable accounting skills to make them run smoothly and in accord with government regulations.
A corporation generally means a lot of paperwork. This paperwork can be avoided by choosing another business model for your purpose of running an investment club.
General partnership.
This type of business model requires less paperwork and knowledge about taxes and other financial issues. Most investment clubs choose a general partnership as their choice of a business entity.
A general partnership has nominal paperwork and costs associated with it because the taxes are passed to each partner's tax returns.
This type of business model will let you accomplish what you need to do to run your investment club with the least amount of tax influence.
 Limited liability corporations.
This type of a business model is much like the general partnership but it gives individual members of your investment group a bit more liability protection.
Keep in mind that this type of business entity can be expensive and will need more paperwork. Members of your investment group will have to decide which of the above business models works best for your club. You will have to make a decision one way or the other since establishing a business entity is a requirement for tax purposes.
About The Author Chris Hickman owns a full info site about investment clubs.
Check Out his site at http://www.ez-investment-clubs.com/.
This article was posted on March 12, 2005